Insurance Companies and the Right of Subrogation

Serving clients throughout New Jersey

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Injuries stemming from dog bite incidents often require immediate medical attention.  Some dog attacks can result in severe injuries that require more extensive treatment.  If you utilize private health insurance to pay your immediate medical costs, and subsequently file a claim or lawsuit against the dog owner(s), you may find that your insurance carrier may seek to utilize their "right of subrogation" against your third-party recovery.  Subrogation is a legal right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.  In dog bite cases, your health insurance carrier may be entitled to be repaid out of any settlement or jury verdict that you as the dog bite victim receive from the dog owner's homeowner's insurance carrier.  As the South Jersey Dog Bite Lawyer, David J. Cowhey makes it an immediate priority to inform your insurance carrier of your dog bite claim so that you can stay on top of any liens that may exist and have them paid out of your recovery, as opposed to receiving a notice from your carrier asking you for repayment months down the road.  If you have been injured in a dog bite incident in New Jersey, and you have utilized your private health insurance to pay for your medical treatment, call David J. Cowhey today on our 24/7 Attorney Hotline at (609) 513-0627 so that you can talk to an experienced, diligent attorney that will help you take care of your liens in a timely, organized fashion.